Chan has encountered difficulties in living especially in this rainy season because there are gaps on her thatched roof, which allow the drops of the rain to come into her house. She wants to replace her roof with tiles and make it comfortable for her family. So now, she would like to take out a loan from HKL to purchase tiles to re-cover her roof. In the future, she plans to save money to reconstruct her house and make it stronger.
About HKLHattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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