She is a designer and seamstress by training and she works in a sewing shop. She started her business using personal funds received from her husband about five years ago. Later on, around the year 2010, she received her first loan from the microfinance institution Hekima, as additional funding. Thanks to this activity, her children are growing up nicely, since her profits go toward savings, food and her children's education.
She has just obtained her seventh loan cycle. This new loan will be used to purchase sewing supplies (fabrics, lace, thread, buttons, scissors etc.). Additionally, her ambition is to build a comfortable home. She thanks Hekima and its partners for helping low-income women gain independence. It is worth noting that [in the photo] one of the borrowers is carrying her baby.
More information about this loan
Important InformationHEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
About Congo (Dem. Rep.)
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Success!! The loan was 100% repaid