Elvisa is a 25-year-old, married woman from the village of Bašigovci. Her husband is a construction worker and he earns 600 BAM per month on average. They generate additional income by working in the agriculture industry. In fact, her husband works the fields with his own tractor and is able to earn approximately 350 BAM per month via this activity. Elvisa is seeking this loan in the amount of 1,500 BAM to purchase a new rotary cultivator. In general, Elvisa and her husband believe that this rotary cultivator will help them perform agricultural tasks in a better and more efficient manner, which will allow them to earn more money and improve their standard of living.