Las Vecinas (Cuenca) Group
Our members are kind, pleasant people who are warm-hearted and who enchant all visitors. They are noted for being hardworking people who daily strive to improve their home’s economy.
One of the group members is Alcira, 52. She’s divorced and has four adult children who are now married and living on their own. She does not have a house of her own so lives in the same house where she works.
Alcira has been working as a domestic employee for the last 11 years and since she has a good friendship with her employers they’ve allowed her to install her business in the house. Her business is a store where she works Monday through Saturday from 8am until 6pm; she also sells clothes and shoes via catalogue, an activity she’s carried out for four years. She does these activities without neglecting her tasks as a domestic employee.
She’s been a communal bank member for 4 years and will use her new loan to buy merchandise for the store, clothes and shoes to continue growing in her business. Her goal is to get a house of her own.
Una de las socias de este grupo es la Señora. Alcira, tiene 52 años de edad, está divorciada y fruto de su unión conyugal ha concebido 4 hijos quienes son todos mayores de edad, casados y viven independientes. No tienen una casa propia por lo que vive en la misma casa en donde trabaja.
Doña Alcira labora hace 11 años como empleada domestica, como tiene una muy buena amistad con sus empleadores le han brindado la oportunidad para que se ponga su propio negocio en la casa, su negocio es un bazar en donde labora de lunes a sábados desde las 8 de la mañana hasta las 6, también vende ropa y calzado por catalogo, actividad que la desempeña hace 4 años, estas actividades las realiza sin descuidar el trabajo de empleada domestica.
Es socia de la banca comunal hace 4 años y su nuevo crédito lo va a invertir en la compra de artículos de bazar, ropa y zapatos para continuar creciendo en su negocio.
Su sueño es llegar a tener su casa propia.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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