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Isabel
Isabel earns income selling api [beverage made from purple corn] every morning to support her seven children. She covers all food costs because her husband works away from the city and sends little money because he works as a laborer.

She needs the loan to upgrade her house in order to provide more security for her family especially during the rainy season.

Isabel’s dream is to improve her income and to build more rooms because she only as four and there are nine people in her family which is why she wants to improve her quality of life to provide her children more comfort since several of them are attending university.

This is the second time she’s worked with IMPRO and first with KIVA.

In general, Impro clients live in peri-urban zones in the cities of La Paz and El Alto. Houses they live in have two or three unfinished rooms, sometimes with no bathroom and with dirt or cement floors. The loans they request are to do home improvements to provide more comfort for their families.
View original language description ↓
Isabel percibe ingresos de la venta de api que realiza todos los días por las mañanas para mantener a sus siete hijos. Ella se encarga de cubrir todos los gastos alimenticios ya que su esposo trabaja fuera de la ciudad y le envía poco dinero por que trabaja como labrador.
El crédito lo requiere para la compra de ladrillos y pintura para refacción de su vivienda con el objeto de dar más seguridad a su familia más que todo en tiempos de lluvia ya que actualmente las paredes de la casa estan desgastadas.
El sueño que tiene Isabel es mejorar sus ingresos y construir más habitaciones ya que solo tienen cuatro y son nueve miembros en su familia es por eso que desea mejorar su calidad de vida para brindarles más comodidad a sus hijos ya que varios se encuentran estudiando en la universidad.
Es la segunda vez que trabaja junto a IMPRO y la primera vez junto a KIVA.
Por lo general, los clientes de Impro viven en zonas peri urbana de la ciudad de La Paz y El Alto. Las casas donde habitan están compuestas de dos o tres habitaciones sin terminar, a veces sin baño y con pisos de tierra o cemento. Los préstamos que solicitan son para efectuar mejoras en sus viviendas, para poder ofrecer mayor comodidad a sus familiares.

Additional Information

About IMPRO

IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Bolivia

  • $2,817
    Average annual income
  • 107
    View loans »
    Bolivia Loans Fundraising
  • $29,582,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Isabel to purchase bricks and paint to repair the walls of her home so that rain will not get in.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 24, 2012
Listed
May 21, 2012
Currency Exchange Loss:
N/A
Ended:
May 24, 2014