Gs 16 De Abril Group
Ricardo is requesting the loan in order to purchase fruit, such as oranges, tangerines, avocados, pineapple, plums, mangoes, watermelon, melon, and other products to make oven-baked bread, so that he can offer his customers good service. Since his business is located on the main street in the community where he lives, this makes sales easier by creating a broader customer base.
Ricardo also sells his products on the street, going out on his bicycle to several communities in the area. He is a very hard worker and has found a way to move forward with his business, which has been his only source of income. The support afforded by this loan will help Ricardo have a better business so that he can earn a better income to cover home expenses and give his family a better quality of life.
Ricardo's dream is to have a motorcycle so that he can sell more products in other communities.
Sara works selling mainly the food "nacatamales."
Antonio works selling mainly basic grains, rice, and beans. He has twelve years of experience and has three children.
Danli El Paraíso, Honduras - April, 2012
El sueño de Don Ricardo es tener una motocicleta, para vender mas producto en otras comunidades.
La Señora Sara, se dedica al comercio, su actividad principal es la venta de golosinas Nacatamales.
El Señor Antonio, se dedica al comercio, su actividad principal es la venta granos Básicos “maíz y frijoles” El cuenta con12 años de experiencia, tiene 3 hijos.
Danli El Paraíso, Honduras - Abril 2012
Prisma Honduras, S.A.This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid