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Mercedes Melina
Mercedes is a hard-working and above all, enthusiastic woman. She is 36 years old, mother of two children, ages 18 and 8. She loves her children very much and has always worked very hard to get them ahead. She has been raising the children alone because their father left her and since then, she has become both father and mother to them. Her home is located in Ica, a city known for having a warm and welcoming climate at any time of year. Ica is also the home of the Huacachina Lagoon which sits amidst spectacular sand dunes and receives many tourists throughout the year. When she has free time, she enjoys listening to music and eating one of her favorite dishes, the delicious “Carapulcra” (a spicy Peruvian stew with freeze-dried potatoes). She only completed a high school education but would have liked to study computer science and information technology.

Day by day, Mercedes goes out to work in her business, selling natural products. She dedicates about nine hours a day to her business and may serve up to twenty customers per day. She believes that her business is going well because she is very friendly toward her customers and most importantly, she offers quality products.

Mercedes is very grateful for the Kiva loans because thanks to the help they have provided, she will be able to purchase more merchandise for her business and buy a stove. With this improvement, she will have a wider variety of products and be able to improve her quality of life. In this way, she will continue working toward making her great dream a reality: “To provide her children with a good education”.
View original language description ↓
Mercedes es una mujer muy trabajadora y sobre todo entusiasta, tiene 36 años de edad, madre de de 2 hijos, cuyas edades comprende 18 y 8 años, a quienes quiere muchísimo y por quienes siempre se ha esforzado mucho para sacarlos adelante ya que los ha criado sola porque el padre de sus hijos la abandono y desde ese entonces se convirtió en padre y madre para ellos. Su vivienda se ubica en la ciudad de Ica, ciudad que se caracteriza por su clima cálido y acogedor en cualquier época del años, también en el encontramos a la alguna de Huacachina la cual se encuentra en medio de espectaculares dunas y recibe a muchos turistas en todo el año. Cuando dispone de un tiempo libre le gusta escuchar música así como también le gusta comer uno de sus platillos favoritos el cual es la riquísima “Carapulcra”. Ella solo tuvo estudios secundarios pero le hubiera gustado estudiar computación e informática.

Día a día Mercedes sale a trabajar en su negocio de venta de productos naturales, ella le dedica a su negocio alrededor de 9 horas diarias y puede atender hasta 20 clientes en el día, ella cree que le va bien en su negocio porque es muy amable con los clientes y sobre todo porque ofrece productos de calidad.

Mercedes está muy agradecida con los prestatarios Kiva ya que gracias a la ayuda que le han brindado ella podrá mas mercadería para su negocio y podrá comprar una cocina, con esta mejora podrá tener más variedad de productos y podrá mejorar su calidad de vida, así ella seguirá trabajando para hacer realidad su más grande sueño: “Darle una buena educación a sus hijos”.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 130
    View loans »
    Peru Loans Fundraising
  • $57,388,050
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Mercedes Melina to purchase merchandise and a stove.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 30, 2012
Listed
May 16, 2012
Currency Exchange Loss:
Possible
Ended:
May 17, 2013