Graciela currently earns income by selling jewelry as a street vendor since she has no established vending post. With the income she earns, she is able to pay for her university studies since she is working toward a degree in Business Administration. For this reason, she is requesting a loan to buy more jewelry that she can sell for additional income. This will enable her to continue paying for her studies.
Graciela's dream is to finish her studies and continue on to a good-paying job. This will allow her to become independent so that she can improve her quality of life. This is the first time she is requesting a loan from IMPRO and Kiva.
Actualmente percibe ingresos ya que se dedica a la venta de joyas de forma ambulante ya que no cuenta con un puesto fijo y con esos ingresos solventa el pago de sus estudios en la universidad en la carrera de administración de empresas, por esta razón solicita el crédito para comprar más joyas y venderlas para obtener mayores ingresos y seguir pagando sus estudios.
El sueño de Graciela es terminar sus estudios y conseguir un buen trabaja para tener mejores ingresos y poder independizarse para mejorar su calidad de vida.
Es la primera vez que solicita el crédito en IMPRO y KIVA.
About IMPROIMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.
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