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Josephine runs a stall inside the public market of Santiago. She sells onions and bananas. She is 46 years of age, married, and has two children. She and her husband both work hard in order to succeed.

Josephine has been a market vendor for 15 years. According to her, patience, dedication, and financial support are what have allowed her to improve her business. Josephine would like to have continued business improvement so that she can earn greater income, which will serve to cover all her family's daily needs.

Josephine would like to apply for a loan in the amount of 30,000 PHP, which will allow her to buy more onions and bananas for her fruit and vegetable business. She hopes for her business will grow so that she can send her children through a higher level of education.

In the picture, Josephine is wearing a yellow blouse while her Project Officer wears white and violet.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 1873
    View loans »
    Philippines Loans Fundraising
  • $61,001,400
    Funds lent in using Kiva
  • 42.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Josephine to buy more onions and bananas for her fruits-and-vegetables business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 26, 2012
May 10, 2012
Currency Exchange Loss:
Nov 19, 2012