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Delia Victoria
The Damas Del Futuro [“Ladies of the Future”] Communal Bank meets every fifteen days in Pajan Canton. The canton is known for its thriving livestock industry. One of its attractions is the Rodeo Montubio, which takes places at certain times of the year.

The canton is also the home of Delia. She is 57 years old and is a widow; her husband passed away several years ago. She has two children, one an adult and the other a teenager. Delia’s younger child is 16 years old, attends high school, and still lives with her.

Delia has a workshop where she makes cushions and pillows. She says that she decorates them with different embroidery for her customers, who are pleased with the products she offers. Once a month she brings her products to the city of Guayaquil and delivers them to certain stores where she then sells them to customers. While she is in Guayaquil she also purchases the materials she will use to make her next batch of cushions and pillows. Delia also sells her products at her home to customers who know her and like her work. She has had this business for 4 years and it is going well, and she loves what she does.

Delia will use this loan to purchase thread, cloth, and other materials she needs for making cushions. She has been a member of her communal bank from the very beginning and likes it because of the easy access to loans.

Delia’s dream is to carry on with her business and have excellent health.
View original language description ↓
EL Banco Comunal Damas Del Futuro se reúne cada quince días en el Cantón Pajan, cantón conocido por ser una zona muy ganadera de la provincia, un atractivo es el rodeo montubio que organizan en algunas épocas del año.

En este lugar conocimos a la señora Delia, tiene 57 años de edad, hace ya varios años su esposo falleció y quedo viuda, pero de esa relación tuvo dos hijos, uno de ellos ya es mayor de edad y el menor tiene 16 años, estudia en colegio y es el que aun vive con ella.

Nuestra amiga tiene un taller en el cual de dedica de fabricación de cojines y almohadas, nos cuenta que ella les realiza distintos bordados para que sus clientes queden complacidos con los productos que ella ofrece, una vez al mes lleva a entregar sus productos a la ciudad de Guayaquil y entrega a ciertos bazares que luego los vende a los clientes, en esta ciudad ella regresa comprando los materiales que va a utilizar para la fabricación de la siguiente entrega. Ella también vende en su casa a clientes que saben y gustan de su trabajo. Tiene 4 años con este negocio y le va muy bien además le encanta lo que hace.

Este crédito es para comprar hilos, telas y otros materiales necesarios para fabricar los cojines. Esta desde el inicio en el Banco Comunal y le gusta la facilidad para conseguir los créditos.

Sus sueños son seguir en su negocio y tener muy buena salud.



About Ecuador

  • $10,600
    Average annual income
  • 94
    View loans »
    Ecuador Loans Fundraising
  • $24,193,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $775 helped Delia Victoria to purchase thread, cloth, and other material for making cushions.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 24, 2012
Listed
May 16, 2012
Currency Exchange Loss:
N/A
Ended:
Sep 15, 2012