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Lucrecia Cristina
The communal bank "Damas del Futuro" meets every 15 days in the Pajan Canton, which is known for its livestock farming. One of its attractions is the Montubio Rodeo which is organized throughout the year.

This is where we met Mrs. Lucrecia, 40, who is married and has two adult children, although one still lives at home. Her husband is a farmer.

Our friend is a homemaker who, in an effort to earn her own income to help her husband with household expenses, sells Avon products (beauty products, cosmetics, perfume and women's accessories). She works three days a week, two to three hours a day, and delivers the products on a credit basis, collecting payment every eight days. She has been in business for five years and it is going very well. Perfumes and cosmetics are her best selling items, she says, because they are very good.

This loan will be used to buy perfumes, creams, cosmetics and accessories. She has been in the communal bank for two years, and likes it because the loan payments are easy to make.
View original language description ↓
EL Banco Comunal Damas Del Futuro se reúne cada quince días en el Cantón Pajan, cantón conocido por ser una zona muy ganadera de la provincia, un atractivo es el rodeo montubio que organizan en algunas épocas del año.

En este lugar conocimos a la señora Lucrecia, tiene 40 años de edad, está casada y de esta relación tienen dos hijos, los mismos que ya son mayores de edad, uno de ellos aun vive con ella. Su esposo se dedica a la agricultura.

Nuestra amiga es un ama de casa que para obtener sus propios recursos y con esto poder ayudar a su esposo en los gastos del hogar se dedica a la venta de productos Avon (productos de belleza, cosméticos, perfumería y accesorios para damas). Trabaja tres días a la semana de dos a tres horas al dia, ella deja sus productos a crédito y cobra cada ocho días. Tiene cinco años que se dedica a esta actividad y le va muy bien, nos cuenta que lo que más vende son los perfumes y cosméticos ya que según dice son muy buenos.

Este crédito es para comprar perfumes, cremas, cosméticos y accesorios. Lleva dos años en el Banco Comunal y le gusta porque los pagos son fáciles de hacer.

Sus sueños son tener una boutique y seguir aumentando su negocio.

About Ecuador

  • $10,200
    Average annual income
  • 34
    View loans »
    Ecuador Loans Fundraising
  • $23,467,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Lucrecia Cristina to buy perfumes, creams, cosmetics and accessories.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 24, 2012
Listed
May 16, 2012
Currency Exchange Loss:
N/A
Ended:
Sep 15, 2012