Joe Liaina is a 34-year-old single man. He has a small plantation and grows roses and other different kinds of fresh flowers to earn a living. He has been doing this for five years.
Joe Liaina has requested a loan to buy fertilizer, a rake, spade, knife, and new flowers.
He has been a member of SBPD since 2010. With his profits, he hopes to build his own place in town to display and sell flowers to earn more income.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.