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Rosa María
The 3 de Mayo Community Bank meets every two weeks in Jipihapa canton which known by the name ‘Sultana of Coffee’ for its extensive coffee fields (the coffee grown there has a wonderful flavour), for its fine food, and for the warmth of its people.

22-year old Rosa lives there. She is single and still lives with her parents. She’s been with the Community Bank for four years and likes being a member because of the opportunities and workshops it offers for people with a small business.

In order to earn money and have an income of her own, Rosa sells all types of clothing as well as telephone calling cards. She runs the clothing business with her mother. They sell from door-to-door. Rosa also has a place in the house where she sells the telephone cards.

She works every day doing one thing or another. The clothes are sold on credit and she collects the repayments every two weeks. Rosa travels to Guayaquil twice a month or whenever it is necessary to buy the clothing. It’s a job she’s been doing for six years. She has liked being in business ever since she was young so that’s how she earns a living.

The loan money will be used to buy more merchandise such as pants, blouses, shirts, and telephone cards. Her dream is to own a house one day.
View original language description ↓
EL Banco Comunal 3 De Mayo se reúne cada quince días en el Cantón Jipijapa, cantón conocido con el nombre de la sultana del café por los extensos cultivos de café el cual tiene un sabor incomparable, por su gastronomía y por la calidez de su gente.

En este lugar conocimos a Rosa, tiene 22 años de edad, está soltera y aun vive en casa de sus padres. Lleva 4 años en el Banco Comunal y le gusta por la oportunidad para poder realizar una actividad comercial para su bienestar actual y su futuro.

Ella con la intención de ganar algo por su cuenta y tener sus propios ingresos se dedica a la venta de ropa de todo tipo, también es su casa vende tarjetas y recargas telefónicas, el negocio de la ropa es en sociedad con su mamá, ellas venden puerta a puerta y también en su casa donde tiene un pequeño local en el cual realiza sus recargas telefónicas. Trabaja todos los días ya sea en una u otra cosa, la ropa deja a crédito y cobra cada quince días. Su mercadería la va a comprar a Guayaquil cada quince días o de acuerdo a lo que necesite. Tiene 6 años que se dedica a esta actividad, a ella le gusto el comercio desde muy joven y así se gana la vida.

Este crédito lo va emplear en comprar más mercadería como: pantalones, blusas, camisetas, recargas y tarjetas telefónicas.

Su sueño es algún día tener su casa propia.

About Ecuador

  • $10,200
    Average annual income
  • 31
    View loans »
    Ecuador Loans Fundraising
  • $23,087,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Rosa María to buy pants, blouses, shirts, and telephone cards.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 24, 2012
Listed
May 16, 2012
Currency Exchange Loss:
N/A
Ended:
Sep 15, 2012