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Segundina, 39, is a single mother with two children, ages 10, 14, and 17. She works selling clothing in one of the markets in the town of Sacaba. This loan is her second sequence with the institution.

Segundina will use this loan to build a bathroom for her home. Her reason for requesting this loan is that she does not have enough income to build rooms in her house.

Segundina faces challenges in her business such as not having a fixed stand. She is going to use the profits to buy construction material to continue improving her home. Now she is happy and grateful to the institution because she will have another room to give her children greater comfort.

Her goal is to have her own stand and stability in her business.
View original language description ↓
La Sra. Segundina tiene 49 años y es madre soltera con 3 hijos que son de las edades de 10, 14 y 17 años, ella se dedica al comercio de ropa que se encuentran en uno de los mercados de la localidad de Sacaba, este préstamo es su primera secuencia dentro de la institución, la Sra. Segundina utilizara este préstamo para la construcción de un cuarto de baño para su domicilio, su razón para solicitar este préstamo es no tiene ingresos suficientes como para construir ambientes en su casa, Segundina enfrenta retos en su negocio que son el no tener una caseta fija y va a utilizar los beneficios en ir comprando material de construcción para seguir mejorando su domicilio, ahora se siente feliz y agradecida con la institución ya que tendrá un cuarto mas para brindar mayor comodidad a sus hijos, su deseo es tener una caseta propia y estabilidad en su negocio.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Bolivia

  • $5,500
    Average annual income
  • 205
    View loans »
    Bolivia Loans Fundraising
  • $31,370,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Segundina to build a room.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Apr 13, 2012
May 15, 2012
Currency Exchange Loss:
Sep 17, 2013