María is 53 years old, and she is married with one child who is ten years old. She works in sweets and treats sales in a shop located in her own home. This loan is her first involvement with the lending institution. María will use this loan to buy sweets, hard candies, and chocolates to stock her business. The reason she is asking for a loan is that she lacks working capital, and María faces challenges to her business from her competitors.
She will use the gain in business profits from her investment to buy her own home, since she currently lives in a rental unit, and it is her wish to have a little house to better accommodate her family. She feels happy and thankful to the lenders for the opportunity they have presented to her.
La Sra. María tiene 53 años y es casada con un hijo que tiene la edad de diez años, ella se dedica a la venta de dulces y golosinas en un puesto de venta que se encuentran ubicada en su mismo domicilio, Este préstamo es su primera secuencia dentro de la institución, la Sra. María utilizara este préstamo para compra de dulces, golosinas y chocolates para surtir su negocio, la razón para solicitar este préstamo es la falta de capital de trabajo, la Sra. María enfrenta retos en su negocio que son la competencia, ella va a utilizar los beneficios en ahorrar para la compra de una casa ya que donde vive se encuentra en alquiler y ese es su deseo poder tener una casita para brindar mayor comodidad a su familia, se siente feliz y agradecida con la institución por la oportunidad que le brindan.
Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.