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Zarina is 34 years old, married, and has 3 children. She is an entrepreneur and runs her own business. With her husband's help, Zarina operates a shop where she makes furniture to order. This business represents the main source of income for her family. Zarina manufactures the furniture in a workshop with several craftsmen. She has over 4 years of experience in this area. She would like to use this loan to purchase raw materials. Zarina's husband is very grateful for the financial support, as he will not have to go to Russia to find work and can stay with his family.
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Зарина – 34 года, замужем, имеет 3 детей. Она женщина -предприниматель, которая имеет свой бизнес. У Зарины свой магазин, в котором она принимает на заказ мебель. Это занятие является основным доходом для семьи. Муж Зарины помогает ей в этом деле. Он изготавливает мебель в цеху с несколькими рабочими. Опыт в этой сфере деятельности более 4 лет. На полученный кредит она хочет закупить сырьё. Муж Зарины очень благодарен за финансовую поддержку, так как ему не надо уезжать на заработки в РФ и быть вместе с семьей.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 198
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Zarina to procure raw materials for furniture production.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 25, 2012
May 9, 2012
Currency Exchange Loss:
May 17, 2013