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Séna is a 31-year-old man; he is single and has no children.
Séna has been working as a gardener since 2008. He plants and maintains landscaped areas for all customers. He stocks up in Lomé. He works alone. For the time being, his main challenge has been a lack of materials.

Séna is asking for his first loan via WAGES in order to purchase fertilizer, urea, and seeds for planting. He wants to reinvest in his business.

In the coming years, Séna would like to acquire some land and open a nursery. He says that with his profits, he plans to start involving members of his family.
View original language description ↓
Séna est un homme âgé de 31 ans. Il est célibataire sans enfant.
Séna travaille comme jardinier depuis 2008. Il plante et entretien des espaces verts pour tous clients. Il achète les produits à Lomé. Il travaille seul. Au moment, sa difficulté principale est le manque d’intrant.
Séna a requis son premier crédit de WAGES afin d’acheter des engrais, de l’urée et des graines à planter. Il veut réinvestir dans l’activité.
Dans les prochaines années, Séna voudrait acquérir des terrains pour y faire des pépinières. Il dit qu’avec les profits, Il prévoit impliquer des membres de sa famille.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

About Togo

  • $1,700
    Average annual income
  • 9
    View loans »
    Togo Loans Fundraising
  • $8,749,650
    Funds lent in using Kiva
  • 503.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Séna to purchase chemicals and seeds for gardening.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Apr 24, 2012
May 8, 2012
Currency Exchange Loss:
May 22, 2014