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Anonymous Group
In this Group: Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous
The borrower is the leader of the Hodaridari lending group. She is a dynamic and experienced entrepreneur with a spine. She is 50 years old and mother to eight children who are all in school. She sells small items outside of her home, notably rice, sugars, Fanta, soaps, salts, spices, etc. Her husband is currently unemployed.

She founded her business with a loan thorough Hekima upon hearing about the activities of the MFI in the city of Goma from her neighbours. The profits from her business are used for savings, food, and tuition for her children. However, she just completed her seventh loan cycle. Over the course of this time period, She has seen her business prosper well.

Thanks to loans through Hekima, she has been able to garner household essentials for her family, and so she has decided to take out a larger loan this time. This loan will enable her to buy 2 crates of biscuits, 10 cases of Fanta, 2 cans of Rina oil, etc. for her inventory.

Moreover, she hopes to see her children grow up in comfort. She thanks Hekima and their partners for empowering poor, low-income women.
View original language description ↓
La cliente, conseillère du groupe de crédit Hodari, Femme dynamique, entrepreneur vertébrée expérimentée, âgée de 50 ans, mère de 8 enfants qui étudient tous. Elle est vendeuse des petits articles devant son domicile notamment (Riz, sucres, Fanta, savons, sels, épisses, etc.) Son mari est actuellement chômeur. Elle commença son business avec le crédit de Hekima, de lors qu’elle fut informée par ses voisins des activités de cette IMF dans la ville de Goma. Les bénéfices de son activité servent d’épargne, d’alimentation et scolarité pour ses enfants. Cependant, elle vient d’obtenir son 7eme cycle de crédit. Au cours de la période, cette cliente a vu ses affaires prospèrent positivement. Grace aux crédits de Hekima, elle a réalisé des équipements ménagers importants pour sa famille. Ainsi, elle a décidé d’augmenter son montant de crédit pour ce nouveau cycle. Ce nouveau crédit doit lui servir de s’approvisionner avec 2 cartons de biscuits, 10 casiers de Fanta, 2 bidons d’huile de Rina, etc. En plus, elle souhaite voir ses enfants grandir en douceur. La cliente remercie Hekima et ses partenaires pour les actions d’autonomisation de pauvres femmes à faible revenu.

Additional Information

More information about this loan


Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $119
    Average annual income
  • 15
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,268,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Anonymous Group's $5,000 loan helped a member to purchase 2 crates of biscuits, 10 cases of Fanta, 2 cans of Rina oil, etc.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 26, 2012
Listed
May 8, 2012
Currency Exchange Loss:
N/A
Ended:
Sep 15, 2012