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Anonymous Group
In this Group: Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous
The borrower is a member of the Lafortune credit group. She is a courageous entrepreneur who, at age 40, is the mother of 10 children, all attending school. She sells small beauty products for women (hairpieces, hair extensions, jewelry, lipstick, body lotions, perfumes etc.) at the central market in Virunga. Her husband is a welding technician.

She started her business using a loan from Hekima, after hearing from her peers about the microcredit offered by Hekima in the city of Goma. With the profits from her business, she puts some money into savings, feeds her children and pays their school fees. She has just received her fifth loan cycle. During that time period, she has seen her business prosper in spite of all the taxes that she has to pay. Thanks to the loans that she has received from Hekima, she has been able to buy some important home appliances for the benefit of her family.

This new loan should help her to buy 50 hairpieces and other various items. She would like to see her children grow up nicely. She thanks Hekima and its partners for helping low-income women achieve independence.
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La cliente, représentante du groupe de crédit Lafortune, Femme courageuse, entrepreneur, âgée de 40 ans, mère de 10 enfants qui étudient tous. Elle est vendeuse des petits objets de maquillage dames notamment (perruques, mèches, bijoux, rouge à lèvres, lotion de beauté, parfum, etc.) au marché central de Virunga. Son mari est un technicien soudeur. Elle commença son business avec le crédit de Hekima, de lors qu’elle fut informée par ses consœurs des activités de cette IMF dans la ville de Goma. Les bénéfices de son activité servent d’épargne, d’alimentation et scolarité pour ses enfants. Cependant, elle vient d’obtenir son 5eme cycle de crédit. Au cours de la période, cette cliente a vu ses affaires marchent positivement malgré la multitude des taxes aux quelles, elle est assujettie. Toute fois, Grace aux crédits de Hekima, elle a réalisé des équipements ménagers importants pour sa famille. Ainsi, ce nouveau crédit doit lui servir de s’approvisionner avec 50 perruques et autres divers. En plus, elle souhaite voir ses enfants grandir en douceur. La cliente remercie Hekima et ses partenaires pour les actions d’autonomisation de pauvres femmes à faible revenu.

Additional Information

More information about this loan


Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $119
    Average annual income
  • 0
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $10,892,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Anonymous Group's $4,050 loan helped a member to buy 50 hairpieces and other various beauty products.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 24, 2012
Listed
May 8, 2012
Currency Exchange Loss:
N/A
Ended:
Sep 15, 2012