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Good Rice Group
In this Group: Lasarde, Leonard, Immaculée, Laurence, Ananie, Jean, Emmanuel, Anicet
Ananie belongs to the Good Rice group. He is 56 years old and married with nine children ranging from 10 to 26 years old; all nine of the children have been to or are at school. He has one other dependent (apart from his children). He himself has six years of secondary education.

Ananie is a rice farmer. This is his second loan cycle with ACB and he is going to use his loan to buy chemical fertilizers and to pay for labor.

His strategy for growing his business is to ask for further loans to expand his faming activities. In the next few years Ananie would like to become a more significant rice producer in his region. With the profits he makes, he is planning to pay his children's schooling and medical expenses.
View original language description ↓
Ananie fait partie du groupe Good Rice. Il a 56 ans, il est marie avec 9 enfants de 10 ans à 26 ans, dont tous 9 scolarises. Il a 1 personne en charge autre que ses enfants. Son niveau d’éducation est de 6 ans de secondaire.
Ananie est agriculteur de riz. C’est son deuxième cycle de prêt avec ACB. Il va utiliser son crédit afin d’acheter des engrais chimique et payer la main d’œuvre.
Sa stratégie pour la croissance de son business est de demander d’autres crédits pour augmenter ses activités agricoles. Dans les prochaines années, Ananie voudrait être un meilleur producteur de riz dans sa région. Avec les profits, il prévoit de payer les frais scolaire et médicaux pour ses enfants.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 12
    View loans »
    Rwanda Loans Fundraising
  • $15,406,850
    Funds lent in using Kiva
  • 597.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Good Rice Group's $1,325 loan helped a member to buy chemical fertilizers and to pay for labor.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
At end of term
Apr 20, 2012
May 8, 2012
Currency Exchange Loss:
Nov 15, 2012