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Bernard believes that his hard work will enable him to improve their living status because he is living with his parents.He is 28 years of age and single.

Bernard has been a farmer for almost 12 years, with the long period of cultivating his one hectare of rice field, he is able to support his family needs. Poverty has pushed him to strive hard to succeed. He would like to improve the growth of his rice crop and with the farm plot to be able to obtain plentiful harvest this next crop season.

So, he would like to provide necessary farm inputs such as fertilizer, herbicides and insecticides but his capital is not enough due to the high cost of basic commodities and expensive price of said farm inputs.To realize his goals, he is asking for the loan amount of P40,000. He hopes that he can access financial services continually to further cover his family needs and save some for emergency purposes.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 2101
    View loans »
    Philippines Loans Fundraising
  • $61,204,950
    Funds lent in using Kiva
  • 42.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Bernard to buy fertilizer, insecticides and herbicides to maintain his farming business.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
At end of term
Apr 20, 2012
Jun 1, 2012
Currency Exchange Loss:
Oct 16, 2012