Zalifa is a forty-year-old married woman with two children living in Kasese, Uganda. She has been selling clothes for eight years, a business which she started with one million shillings and now has two and a half million as working capital. Her hardship is inadequate capital to purchase stock since she uses most of the money earned to pay school fees for her children. Her personal goal is educating her children to attain high qualifications and her business goal is expanding the business into new markets. Zalifa needs this loan facility to buy clothes to sell.