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Gulbahor is a responsible, fair and very hard working woman. She is divorced and has four children. She is 41 years old. She works with sewing luxury curtains and drapes. She has more than 10 years experience with this activity. Gulbahor has a lot of regular customers, who also bring their relatives and friends to her.

Gulbahor's work is the main income for the family. She wants to save up money so that her children are not missing anything, and so she can give them a good education. From every income she saves a certain amount. For the loan, she plans to buy fabric for curtains and drapes, to broaden the assortment of fabric so that her customers have a choice for their order. She expresses her gratitude to our organization for the financial support.
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Гулбахор, ответственная, добросовестная и очень трудолюбивая женщина, разведена, имеет 4 детей. Ей 41 год. Она занимается шитьем элитных штор и занавесок. Опыт в этой деятельности более 10 лет. У Гулбахор очень много постоянных клиентов, которые приводят ей своих близких и знакомых. Её занятие является основным доходом для семьи. Она хочет накопить денег, чтобы дети ни в чем не нуждались и дать хорошее им образование. С каждого дохода она откладывает необходимую сумму. На полученный кредит планирует закупить ткани для штор и занавесок, расширить ассортимент тканей чтобы у клиентов был выбор для заказа. Она выражает свою благодарность нашей организации за финансовую поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 260
    View loans »
    Tajikistan Loans Fundraising
  • $30,431,075
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Gulbahor to expand the range of fabrics for curtains and drapes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 24, 2012
May 8, 2012
Currency Exchange Loss:
Apr 17, 2013