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Juan Carlos
Juan Carlos lives with his partner in San Jacinto, where he dedicates himself to offering automotive services in a workshop located next to his home. This line of work is a family tradition -- he inherited it from his deceased father and he depends on it financially. He is currently applying for his third loan from Fundación Mario Santo Domingo, an organization that has helped him expand his workshop, own his own house, and make various repairs. His future goal is to have modern machinery, to be able to offer additional services, and to generate jobs so that others can have access to an income to live on. He is currently requesting a "credikiva" to buy motor oil for cars and motorcycles; to buy keys and various tools; and to fix the roof of his workshop. His investment will be successful because Juan Carlos will get a discount by buying materials in a higher volume, thereby decreasing the cost of his services. His work will be more effective with adequate tools and protection from the rain, which can cause dangerous problems with his electrical operations. On top of that, Juan Carlos takes great pleasure in his work. The quality of his work and his dedication to service are the way he maintains his clientele.
View original language description ↓
Juan Carlos vive con su cónyuge en San Jacinto. Allí se dedica a ofrecer servicios automotriz en su taller ubicado al lado se su vivienda. Este oficio lo realiza por tradición familiar, lo heredó de su padre fallecido y de él depende económicamente. En la actualidad está aplicando a su tercer financiamiento con la Fundación Mario Santo Domingo, organización con la cual ha logrado ampliar su taller, tener su propia casa a la cual con sus ingresos ha hecho varios arreglos. Su meta mas adelante es tener maquinarias modernas poder ofrecer otros servicios, y generar empleos, para que otros también accedan a ingreso con los cuales poder vivir. En la actualidad está aplicando a un credikiva, con el que comprará aceite para motores de carros y motocicletas; además comprará llaves y herramientas varias y arreglará el techo de su taller. Su inversión tendrá éxito porque comprará insumos en mayor volumen y ganará descuentos, disminuyendo así el costo del servicio, su trabajo será más efectivo con herramientas adecuadas y protegido de la lluvia, que puede causar problemas en sus operaciones eléctricas, lo cual se tornaría peligroso. Además de todo esto a Juan Carlos lo acompaña su gusto por el trabajo, la calidad con la que lo desarrolla y su vocación de servicio que son la base del sostenimiento de su clientela.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 467
    View loans »
    Colombia Loans Fundraising
  • $15,266,825
    Funds lent in using Kiva
  • 1,755.0
    Colombia Pesos (COP) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,425 helped Juan Carlos to buy motor oil for cars and motorcycles; to buy keys and various tools; and to fix the roof of his workshop.
99% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 30, 2012
Listed
May 14, 2012
Currency Exchange Loss:
Possible
Ended:
Dec 19, 2013