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Adelaida Del Carme
Adelaida del Carme has a business in a market in Managua where she sells cheese. She also has machinery that allows her to make cheeses, and she is requesting this loan in order to purchase milk to use in the cheese making process. She makes cheese, cream, cheesecake, etc, and sells her products in bulk to the smaller vendors in the market.

Adelaida is grateful for the loans she has received through Ceprodel, as they have helped her to keep up her business and production, and they allow her to offer high quality products to her customers.
View original language description ↓
La señora Adelaida del Carmen tiene su negocio en un mercado de Managua venta de queso, pero además de comercializarlo también lo procesa tiene las maquinas para la elaboración de ellos es por eso que su crédito lo utiliza para la compra de leche de vaca para realizar el queso ,crema ,queso quesillo,
La señora vende al por mayor a los pequeños comerciante del mercado, doña Adelaida manifiesta que con los prestamos de ceprodel ha podido mantener sus productos y así ofertar productos a su clientela

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 69
    View loans »
    Nicaragua Loans Fundraising
  • $25,049,000
    Funds lent in using Kiva
  • 23.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Adelaida Del Carme to purchase milk in bulk.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 20, 2012
May 14, 2012
Currency Exchange Loss:
Mar 15, 2013