Check out some available loans that are similar to this one!
Kerly Maria
Kerly is 32 years old. She is a single mother and lives in Duran. She is a bread baker and started her business because her chidlren were growing and so were her expenses. Kerly tells us that her decision was confirmed because it is going well for her. She spends a big part of her day making cookies and chavelitas Her oldest daughter helps when she gets out of school. The biggest risk in the business is that when she makes her deliveries she does them in places away from the city which elevates the risk of crime. Since she is a single mother, she feels satisfied getting ahead with her family without big difficulties. She has 3 children, aged 18, 5 and 2. They go to primary school and high school. She will use the loan to buy flour, lard, and sugar to make her sweets. fiscal. In the next few years she would like to have more customers and improve her finances for her children.
View original language description ↓
Kerly tiene 32 años, es madre soltera y vive en Duran. Es panificadora, empezó su negocio ya que sus hijos fueron creciendo con esto también lo hacían sus gastos, por esto se vio en la necesidad de iniciar su propio negocio. Kerly nos cuenta que su decisión fue acertada ya que le va bien, dedica gran parte del día a la elaboración de galletas y chavelitas contando con la ayuda de su hija mayor quien contribuye al salir de sus clases. El mayor riesgo que le presenta el negocio es al momento de la entrega ya que lo realiza en sectores apartados de la ciudad lo cual aumento el riesgo de la delincuencia. Como es madre soltera se siente satisfecha de salir adelante con su familia sin mayores dificultades. Tiene 3 hijos los cuales tiene 18, 5 y 2 años de edad quienes estudian en la escuela y colegio fiscal. El préstamo lo va a utilizar en la compra de harina, manteca, azúcar para la elaboración de sus dulces. Le gustaría en próximos años dar a conocer sus productos con lo que tendría más clientes y mejorar su economía en beneficio de sus hijos.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,200
    Average annual income
  • 66
    View loans »
    Ecuador Loans Fundraising
  • $23,510,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $625 helped Kerly Maria to buy flour, lard and sugar.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 9, 2012
Listed
May 14, 2012
Currency Exchange Loss:
N/A
Ended:
Nov 15, 2012