The member is Ms. Alicia, 35, who is in a committed relationship and has two children. The member works in her business selling honey which she sells as an independent, transporting her product to places such as Anta and Quillabamba. The member also sells her product at markets from 8 am until 6 pm. By means of this small business the member is getting her children ahead. The member wants to expand and improve the honey retail business. The member is seeking the loan to purchase honey wholesale. The small photo that appears next to the larger picture is of a member whose picture was taken after the meeting because she was at work.
The other members devote themselves to providing taxi service, retailing of construction materials, retailing of beauty supplies, a grocery store, and dressmaking.
The member appreciates those who make up part of this dream by these means and commits to making her payments in the established time frame.
La socia es la Sra. Alicia ella es conviviente y tiene 35 años y tiene 2 hijos; La socia trabaja con su negocio de venta de miel, la socia vende en forma independiente llevando a lugares como Anta y Quillabamba, la socia también vende en los mercados desde las 8:00 a.m hasta las 6:00 p.m, por medio de este pequeño negocio la socia saca adelante a sus hijos, la socia quiere ampliar y mejorar el negocio de venta de miel. La socia solicita el préstamo para comprar miel al por mayor.
La socia que esta pegada a la foto grupal se le tomo despues de la reunion porque ella pidio permiso por motivos de trabajo.
Los otros socios se dedican al negocio de servicio de taxi, negocio de venta de materiales de construcción, negocio de venta de productos de belleza, negocio de tienda de abarrotes y negocio de confección de ropa.
La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid