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Norma Zenith
Norma, 49, is a married woman living in the city of Cartagena with her husband and three children whose ages range from 17 to 22 years. She has a sewing shop she opened in 1986 when she completed her dressmaking courses and with support from her husband who gave her her first sewing machine and a serger sewing machine.

She started out doing sewing for her girlfriends until 1990 when with profits from her business was able to set up her shop buying new machines and started manufacturing uniforms, costumes, curtains and comforters. Her main customers are schools, inns, neighbors and family members who recommend new customers to her all the time and that she’s been doing very well with.

Her goal is to continue making progress with support from her Kiva loan, her first financing from Fundación Mario Santo Domingo that she will use to buy raw materials to manufacture women’s blouses, dresses, curtains and comforters. She will make this investment on the eve of Mother’s Day because her clientele has already placed orders to be elegant that Mother’s Day and to offer gifts to all the women in the family who are mothers.

This project is projected to be successful because of Norma’s experience in this business and also because she’s making the investment at a time when sales usually increase and because she’s responding to pending orders from select customers.
View original language description ↓
Norma de 49 años es una mujer casada que vive en la ciudad de Cartagena con su esposo y sus tres hijos en las edades de 17 a 22 años. Ella tiene un taller confecciones que inició desde el año 1986, cuando finalizó sus estudios de diseño de modas y con el apoyo de su esposo quien le regaló su primera máquina de coser y una fileteadora, inició haciendo costuras para sus amigas, hasta que en el año 1990 con el producto de sus ahorros, lo organizó su taller, comprando nuevas maquinarias e inició con la confección de uniformes, disfraces cortinas y edredones; sus principales clientes son los colegios, hostales, vecinos y familiares, que cada vez mas le recomiendan nuevos clientes, con los cuales le ha ido muy bien. Su meta es continuar prosperando con el apoyo de su credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, con el cual comprará materias primas para la fabricación de blusas femeninas, vestidos, cortinas y edredones; esta inversión la hará en vísperas de la celebración del día de las madres, porque sus clientela ya está haciendo sus encargos, para estar elegantes en ese día y entregar detalles a todas las mujeres de la familia que son madres. Esta inversión proyecta ser exitosa por la experiencia de Norma en este negocio, porque además hace su inversión en una temporada en la que usualmente, las ventas se incrementan y porque responde a pedidos de clientes selectos.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 552
    View loans »
    Colombia Loans Fundraising
  • $14,876,100
    Funds lent in using Kiva
  • 1,755.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Norma Zenith to buy sewing supplies.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 19, 2012
Listed
May 14, 2012
Currency Exchange Loss:
Possible
Ended:
Jul 21, 2013