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Gulmira is 40 years old, married, and raising four children. To provide a primary source of income for her family, she has been working in animal husbandry since 2003, starting her business with an initial amount of 6,000 som (KGS). Today, Gulmira's farming business consists of 3 dairy cows, 2 horses, and 25 sheep. Profits from the sale of milk bring her close to 4,000 som per month.

In order to further expand her business, Gulmira has turned to Bai Tushum & Partners for a loan in the amount of 80,000 som (KGS) for the purchase of sheep. She is planning to invest the earnings from her loan into further expanding her business.
View original language description ↓
Гульмире 40 лет, замужем, воспитывает 4 детей. Гульмира в качестве основного дохода для своей семьи, с 2003 года занимается животноводством, начав этот бизнес с суммы в 6,000 сом (KGS). На сегодняшний день в хозяйстве Гульмиры имеется 3 дойной коровы, 2 лошади и 25 овец. Прибыль с продажи молока составляет около 4,000 сом в месяц.
В целях дальнейшего развития своего бизнеса, Гульмира обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 80,000 сом (KGS) на покупку овец. Доходы от кредита Гульмира планирует вложить в дальнейшее увеличение хозяйства.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 72
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,300,500
    Funds lent in using Kiva
  • 46.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,725 helped Gulmira to purchase livestock.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 17, 2012
May 7, 2012
Currency Exchange Loss:
May 17, 2014