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Nurgul is 43 years old, married, and has raised 5 children. As the principal source of income for her family, Nurgul has been keeping livestock since 1995, having started her business with a sum of 1,000 som (KGS). Presently, her farm has 2 cows, 2 horses and 14 sheep. Sales of milk and dairy products bring roughly 10,000 som (KGS) per month.

In order to continue developing her business, Nurgul has turned to Bai Tushum & Partners for a loan of 60,000 som (KGS) to purchase additional livestock. She plans to invest her profits from this loan into further expansion of her business, so as to be able to provide post-secondary education to her children.
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Нургул 43 года, замужем, воспитала 5 детей. В качестве основного источника дохода для своей семьи, Нургул с 1995 года занимается животноводством, начав этот бизнес с суммы в 1,000 сом (KGS). На сегодняшний день в хозяйстве Нургул имеется 2 коровы, 2 лошади и 14 овец. Продажа молока и молочных продуктов приносит около 10,000 сом (KGS) в месяц.
В целях дальнейшего развития своего бизнеса, Нургул обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 60,000 сом (KGS) на покупку дополнительных голов скота. Доходы от кредита Нургул планирует вложить в дальнейшее увеличение хозяйства, чтобы иметь возможность дать высшее образование детям.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 84
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,761,025
    Funds lent in using Kiva
  • 46.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Nurgul to purchase livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 16, 2012
May 7, 2012
Currency Exchange Loss:
May 17, 2013