Lina is a 56-year-old married woman with eight children. She makes and sells iced cakes and donuts in her community to earn a living. She has two years of experience with this business. Lina needs a loan to buy plastic cups, sacks of sugar, sacks of flour, etc. She plans to use her profits to expand her business. Lina has been a member of SPBD since 2009.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.