Delphin is 25 years old, married, and has three children. She runs a small business selling baked foods in her community and has been doing this for two years. Delphin has requested a loan to buy flour, sugar, yeast, etc. She joined SPBD in 2012 to gain access to capital. With her earnings, Delphin will expend her business to earn more income.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.