Elisapeta I. has been in business for four years now. She runs a flea market business in the City of Apia selling shoes. This business has helped Elisapeta support her family, especially her children's education. She has a very good loan history and has already paid back her previous loans with no difficulties. Elisapeta has 5 grown up children, with two of them working now, and three still in school. She is requesting a loan of $1000 which she will use to purchase 3-dozen shoes for her business and also iron roofing for her house.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.