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Yen Ssi Melody
Yen is a 29-year-old young woman. She is very enthusiastic and hardworking. She lives in the district of Santiago, which is known for having a warm climate and the farming that takes place here, especially cotton, asparagus, paprika, and butter beans, among other things. There are also various agro-export companies that offer a lot of jobs to the residents of the area.

When she has some free time she likes to listen to music as well as eat one of her favorite dishes, the delicious chicken and rice. With a lot of effort she managed to study to be an executive secretary, but she also would like to have studied agricultural engineering.

Every day Yen works about four hours a day in her taxi-rental business. She also works in a recycling plant, checking the containers. She believes it is going well for her in her business because she is very friendly and above all respectful with the customers.

Yen is very grateful to the Kiva lenders because, thanks to the help they have given her, she will be able to perform maintenance on her vehicle and also cement the room where she lives. In this way she will have a vehicle in good condition. Also, her quality of life will improve and she will be able to continue working every day to make her biggest dream come true: "To have her own house."
View original language description ↓
Yen es una joven de 29 años, es muy entusiasta y sobre todo trabajadora, vive en el distrito de Santiago, el cual se caracteriza por tener un clima cálido y porque en este distrito se desarrolla la agricultura, en especial el cultivo de algodón, esparrago, paprika, pallares, entre otros, aquí también se encuentran varias agroexportadoras las cuales brindan muchos empleos a los pobladores de la zona; cuando dispone de un tiempo libre le gusta escuchar música y también comer uno de sus platillos favoritos el cual es el riquísimo “Arroz con Pollo”, con mucho esfuerzo logro estudiar secretariado ejecutivo pero también le hubiera gustado estudiar Ingeniería Agrónoma.

Día a día Yen trabaja en su negocio de alquiler de taxi, ella trabaja alrededor de 4 horas diarias, asimismo trabaja en una recicladora, revisando los envases; ella cree que le va bien en su negocio porque es muy amable y sobre todo respetuosa con los clientes.

Yen está muy agradecida con los prestata rios Kiva ya que gracias a la ayuda que le han brindado ella podrá darle mantenimiento a su vehículo y también poder tarrajear el cuarto donde vive, así tendrá un vehículo en buen estado y también mejorara su calidad de vida, así ella podrá seguir trabajando día a día para hacer realidad su más grande sueño:” Tener su casa propia”.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 101
    View loans »
    Peru Loans Fundraising
  • $57,945,600
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Yen Ssi Melody to perform maintenance on her vehicle and to cement a room.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 30, 2012
Listed
May 14, 2012
Currency Exchange Loss:
Possible
Ended:
Dec 17, 2013