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Carlos Gilberto
Carlos Gilberto is 50 years old. He lives in his own house with his family that consists of 4 people. He has only two children, who are still living at home, and they help financially support the home. He works growing corn and millet. This is the way he provides the necessities for his family.

After harvesting the crop he puts aside some of the basic grains for household use and the rest he sells. Carlos is a pensioner who for 10 years has worked cultivating the land. He is very well known in the area as decent, honorable, hardworking, and dependable. Since he is a man with many virtues, his neighbors have entrusted him with the presidency of the Association of Farmers in the area where he lives.

Each day he feels that the household necessities are greater which is why he has decided to ask for this loan from Integral so that with the help of this institution he can buy the necessary supplies (seeds, fertilizer, pest control, and payment for the people that help plant and maintain the sown field) in order to continue cultivating the basic grains in order to cover the household expenses.

He hopes and trusts that Almighty God will obtain positive results and an abundant harvest that will permit him to reach his dream of providing his beloved family the best economical conditions.
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Carlos Gilberto de 50 años de edad, habita en casa de su propiedad junto con su familia que esta conformado por cuatro personas, tiene sólo dos hijos que aún viven en su casa y ayudan también al sostenimiento económico de su hogar. Él se dedica al cultivo de maíz y maicillo. De esta forma brinda lo necesario a su familia. Después de realizar la cosecha pone a la venta cierta parte de los granos básicos para poder suplir el resto de necesidades del hogar y otra la comercializa. Carlos es un hombre pensionado el cual desde hace 10 años se dedica al cultivo de la tierra. Es muy conocido en la zona como una persona honrada, honesta, trabajadora y responsable. Dado que es un hombre con muchas virtudes, sus vecinos le han confiado el cargo de presidente de la Asociación de Agricultores de la zona donde habita. Cada día siente que las necesidades de su hogar son mayores por lo que ha decidido solicitar este préstamo a INTEGRAL de tal manera que por medio de la ayuda de esta institución pueda comprar los insumos necesarios (semillas, abonos, venenos para plagas y pago de personal que ayude a sembrar y dar mantenimiento a lo sembrado) para seguir cultivando los granos básicos que le permitan llevar el pan de cada día de su hogar. Espera y confía en Dios todo poderoso que obtendrá resultados positivos y logrará una abundante cosecha que le permita alcanzar su sueño de brindar a su querida familia mejores condiciones económicas.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 440
    View loans »
    El Salvador Loans Fundraising
  • $22,741,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Expired
A loan of $1,000 helped Carlos Gilberto in order to buy seeds, fertilizers, pest control, etc.
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Apr 25, 2012
Listed
May 13, 2012
Currency Exchange Loss:
N/A
Expired:
Jun 12, 2012