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José Oscar
José Oscar is fisty nine years old and lives with his life's companion and their 4 children. He grows corn and maicillo. He has worked in agriculture for a long time and has gained valuable experience. He is able to sell his product since he has a lot of customers, because what he sells is of the highest quality and the exact weight. Thanks to his excellent harvests, he always leaves his customers satisfied. José is a man who loves his work and is responsible, humble and very honest. He is always willing to do better and there is nothing that can stop him reaching the success he seeks. His customers and neighbors have very good things to say about him and describe him as an enterprising, dynamic and responsible person who can take on the responsibility of paying the loan. They have seen his hard he has done work for years to get ahead with his farming, which is his only source of income. In the last few years, due to problems with weather, he hasn't been able to obtain his own resources. That is why he is asking INTEGRAL for a loan that will allow him to buy corn and maicillo, fertilizer and pest control for the 2012 harvest. José Oscar hopes that this way he will be able to continue giving his home the financial security and a full life for his family.
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José Oscar de cincuenta y nueve años de edad vive junto a su compañera de vida y sus 4 hijos. Él se dedica al cultivo de maíz y maicillo, tiene mucho tiempo dedicándose a la agricultura por lo que se hecho de experiencia valiosa además para poder comercializar su producto, tiene mucha clientela pues todo lo que vende es de primera calidad y peso exacto, gracias a las excelentes cosechas que obtiene, además los precios son accesibles y el servicio siempre deja satisfechos a los clientes; José es un hombre que ama su trabajo, responsable, humilde y muy honesto, siempre está dispuesto a superarse y no hay nada que pueda detenerlo para que él logre llegar al éxito que desea, sus clientes y vecinos hacen muy buenos comentarios de él y lo califican como una persona emprendedora, dinámico y responsable como para poder asumir una responsabilidad de pagar, ya que ven su enorme esfuerzo que desde hace años hace para sacar adelanate através de su ésta actividad agrícola que es su única fuente de ingresos y que debido a que los últimos años debido a fenómenos climáticos no ha podido obtener recursos propios, por eso le solicita a INTEGRAL un crédito que le permita comprar semilla de maíz y maicillo, abonos y controles de plagas para la cosecha de la temporada 2012. José Oscar tiene la esperanza que así podrá continuar llevando a su hogar seguridad económica y una vida plena para su familia.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 666
    View loans »
    El Salvador Loans Fundraising
  • $24,126,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $250 helped José Oscar to buy corn and maicillo seeds, fertilizer and pest control.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Apr 27, 2012
Listed
May 13, 2012
Currency Exchange Loss:
N/A
Ended:
Apr 18, 2013