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Fanny Bienvenida
The Nuevos Horizontes communal bank meets every two weeks in Jipijapa Canton, a canton known as La Sultana del Café because of its extensive fields of incomparably flavored coffee, for its cuisine, and for the warmth of its people.

Here we met Fanny, 52. She is married and has five adult children from this relationship, two of whom still live at home and are professionals. Her husband is an auto mechanic.

With the goal of earning something on her own and thus feeling useful and not having to depend on anyone for her expenses, she sells all types of clothing and auto parts, for which she has a place in her house. She makes the most of many people coming to her husband's shop, and if they need some part she sells it to them. With regard to the clothing, she also sells at night because she visits her customers.

She works every day from 8 a.m. until 7 p.m. when she goes out to sell. She goes to Guayaquil to buy her merchandise every time she needs some. She has had this business for 14 years and it is going very well for her.

She is going to use this loan to buy more merchandise such as pants, blouses, t-shirts, and certain vehicle parts that she needs urgently. She has been in the communal bank for 14 years and she likes it because she started her business with her first loan.

Her dreams are to continue with her business and to get ahead.
View original language description ↓
EL Banco Comunal Nuevos Horizontes se reúne cada quince días en el Cantón Jipijapa, cantón conocido con el nombre de la sultana del café por los extensos cultivos de café el cual tiene un sabor incomparable, por su gastronomía y por la calidez de su gente.

En este lugar conocimos a la señora Fanny, tiene 52 años de edad, está casada y de esta relación tienen cinco hijos todos mayores de edad, dos de sus hijos aun viven en su casa y ya son profesionales. Su esposo es mecánico automotriz.

Ella con la intención de ganar algo por su cuenta y con esto sentirse útil y no tener que depender de nadie para sus gastos se dedica a la venta de ropa de todo tipo y repuestos para automóviles, para lo cual tiene un local en su casa. Ella aprovecha que muchas personas llegan al taller de su esposo y si necesitan algún repuesto ella les vende, en cuanto a la ropa también vende por las noches ya que visita a sus clientes, trabaja todos los días desde las 8 h00 hasta las 19h00 cuando sale a recorrer. Su mercadería la va a comprar a Guayaquil cada vez que necesita. Lleva 14 años con este negocio y le va muy bien.

Este crédito lo va emplear en comprar más mercadería como: pantalones, blusas, camisetas y ciertos repuestos de vehículos que necesita de urgencia. Lleva 14 años en el Banco Comunal y le gusta porque con el primer crédito empezó su negocio.

Sus sueños son continuar con su negocio y salir adelante.


About Ecuador

  • $10,600
    Average annual income
  • 45
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Fanny Bienvenida to buy pants, blouses, t-shirts, and car parts.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 23, 2012
Listed
May 13, 2012
Currency Exchange Loss:
N/A
Ended:
Sep 15, 2012