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Tomasa is a 49-year-old woman. She lives in Duran, which is part of Guayaquil. Her business of selling fruit started when she became a widow because she needed to cover her food expenses. Tomasa says that she thanks God that her children are now grown and independent. She works by herself every day between the hours of 8am and 5pm. Her decision to perform this type of work was very successful because she was able to provide her children with an education.

With this loan, she plans to buy merchandise, such as apples, pears and grapes, to increase her sales. Her dream is to have a house of her own because she currently rents.
View original language description ↓
Tomasa es una mujer de 49 años. Vive en Duran que pertenece a Guayaquil. Su negocio de venta de frutas lo inicio cuando quedo viuda en vista de que necesitaba cubrir sus gastos de alimentación. Nos cuenta que gracias a Dios sus hijos son mayores de edad e independientes. El trabajo lo realiza sola todos los días desde las 8 de la mañana hasta las 5 de la tarde. Su decisión de realizar esta labor fue muy acertada ya que con ella pudo darles la educación a sus hijos. Con el crédito piensa comprar mercaderías como manzana, peras, uvas para aumentar sus ventas. Su sueño es tener una casa propia ya que actualmente alquila.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 88
    View loans »
    Ecuador Loans Fundraising
  • $24,583,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,575 helped Tomasa to purchase apples, pears, and grapes.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Apr 5, 2012
May 14, 2012
Currency Exchange Loss:
Aug 17, 2013