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Juana Gricelda
Juana is 51 years old and lives in Guayaquil. She is currently separated and her children are all adults. She lives with her children, but the house belongs to her. She has a grocery business, which she started on her own initiative with help from her sister. She likes her business more than she ever imagined, mostly because it allows her to work from home and stay with her children. Juana works from 7 in the morning until 9 in the evening; she works alone, without any help from assistants. Her biggest concern is illness. She will use the loan to purchase supplies, groceries, and Yanbal-brand cosmetics. Juana’s goal for the future is to stay active in her business.
View original language description ↓
Juana tiene 51 años, vive en Guayaquil. Actualmente está separada y sus hijos son mayores de edad. Vive con sus hijos pero la casa es de ella. Nos cuenta que inicio el negocio de venta de abarrotes por iniciativa y apoyo de su hermana, no imagino que le gustara tanto sobre todo porque lo realiza en su casa lo cual le ha ayudado a permanecer junto a sus hijos. Su horario de trabajo es de 7 de la mañana a 9 de la noche, no tiene ayudante realiza la labor sola. Su mayor preocupación es las enfermedades. Con el préstamo va a comprar víveres, abarrotes y productos de yambal. Juana nos cuenta que su meta futura es seguir activa con el negocio.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 93
    View loans »
    Ecuador Loans Fundraising
  • $25,028,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Juana Gricelda to purchase groceries and supplies for her grocery store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 5, 2012
May 12, 2012
Currency Exchange Loss:
May 17, 2013