Maribel is thirty-two years old and single. She has four children, aged five, seven, twelve, and seventeen. She sells food and cosmetics. She lives in the Guapuru neighborhood. This loan is her first with Emprender. Maribel will use this loan to purchase cosmetics, which is her second business, and in that way increase her working capital. The lack of working capital is the reason she is requesting this loan. Maribel faces challenges in her business such as competition and high prices. She dreams of building her own home. She is a very hardworking person who works to provide for her children by herself. She hopes that one day they will have professional careers.
La Sra. Maribel tiene 32 años y es soltera con 4 hijos que son de las edades de 5, 7, 12 y 17, ella se dedica a la venta de comida y también a la venta de cosméticos, ella vive por la zona de Guapuru, este préstamo es su primera secuencia dentro de la institución, la Sra. Maribel utilizara este préstamo para la compra de cosméticos para su segunda actividad y así incrementar su capital de trabajo, su razón para solicitar este préstamo es falta de capital de trabajo, la Sra. enfrenta retos en su negocio que son la competencia y los precios altos, Maribel sueña poder construir su casa, la Sra. Maribel es una persona muy trabajadora que sola saca adelante a sus hijos, con la esperanza que un día sean profesionales.
Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.