Maura is 35 years old and married with three still-dependent children. With a desire to better herself and improve her economic situation, Maura decided to take a pastry-making course. With what she learned, she decided to open her own business, where she currently works preparing and selling desserts like cakes, empanadas, etc., which she makes to order. Thanks to this business, she has been able to help her husband with household expenses and the education of their children.
At this time, she requested the loan to buy supplies like flour, sugar, milk, etc., and equipment like pots and pans. Her greatest wish is to open a shop in her residence where she could offer basic products.
Maura is a member of the communal bank Mujeres Empresarias, which is composed of nine responsible people. They are grateful for the loan granted. Maura appears on the right side of the picture, in the front row, dressed in a white t-shirt and blue pants.
Maura de 35 años de edad casada con 03 hijos aún dependientes. Con los deseos de superarse y mejorar su economía Maura decide estudiar un curso de repostería, con lo que aprendió decide emprender su propio negocio, donde actualmente se dedica a la preparación y venta de postres como pasteles, empanada, etc , la cual los ofrece a pedidos. Gracias a este negocio a podido ayudar a su esposo con los gastos del hogar y con la educación de sus hijos. En esta oportunidad solicito el crédito para comprar insumos como harina, azúcar, leche, etc. y materiales como olla y molde. Su mayor deseo es de poner una tienda en su vivienda donde pueda ofrecer productos de primera necesidad. Maura es integrante de la Alcancía Comunal “Mujeres Empresarias” la cual está conformado por 09 personas responsables. Ellas agradecen el crédito brindado. Maura está ubicada en la parte de adelante es la primera del lado derecho viste un polo blanco y pantalón azul.
EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.