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Kefa is 40 years old and lives in the town of Nakifuma in the Mukono region of Uganda. He is married and has four children, two of whom are currently in school. For the past three years, he has worked hard to manage his retail shop, where he sells sugar and soap.

To help expand his business, Kefa has requested a loan of 3,000,000 Ugandan Shillings from BRAC Uganda. He will use this loan to buy more essential commodities to sell, and this will help him generate greater profits and improve his family's living standards. He hopes that in the future he will be able to open another retail shop.

Kefa is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Kefa who do not have enough collateral for commercial loans, but have businesses that have grown too large for microloans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,800
    Average annual income
  • 140
    View loans »
    Uganda Loans Fundraising
  • $31,940,600
    Funds lent in using Kiva
  • 2,448.0
    Uganda Shillings (UGX) = $1 USD