Update on Carlos LeonelCarlos is a man who is 39 years years old and lives together with his spouse and two children in his own home. He notes that the quality of life in his community is at a subsistence level, the majority of residents are independent workers who are involved in commerce and raising of small domestic animals and some of them are also in agriculture. Carlos lives in the neighborhood of Monte Verde Bajo in the Tambogrande district of the department of Piura, a place where one cannot find basic electrical power and the water consumed in the area is from one artisan well. Equally, all the families who reside there live under these conditions.
The work activity which Carlos is aiming to grow is agricultural. He has 0.75 hectares of agricultural lands that his father had given to him as an inheritance, where he has planted limes and papaya which show good growth of their vegetation and fruits, which he picks weekly and then sells in the local market of his neighborhood. This is work he has done for 10 years and has given him a lot of experience, which has allowed him to maintain a clientele of established customers at his business. His spouse also works and raises small animals and helps him in the work he does, which is to say that they have an excellent family relationship.
Currently, Carlos has proposed expanding his inventory in relation to his sales of harvested produce, an idea that is born of it being a very lucrative activity in his area. It is because of these circumstances that he has chosen to ask for a new loan from Edpyme Alternativa in the amount of 500 Soles, which are intended to buy defoliants, biostimulants, and to pay day laborers for the set up and that in time will permit him to improve his lot in life.
La actividad que desarrolla a la que se dedica Carlos es la agricultura pues tiene 0.75 ha. De terreno agrícola que su padre le ha dado como herencia, en el cual tiene sembrado cultivo de limón y papaya que presenta buen crecimiento vegetativo, donde cosecha semanalmente y luego lo comercializa en el mercado local de la zona, esta actividad la viene desarrollando desde hace 10 años que le ha permitido tener de experiencia, lo que le ha permitido mantener su clientela ya establecida en este negocio. Así mismo su cónyuge se dedica a la crianza de animales menores y le apoya en las actividades que realiza, es decir existe una buena relación familiar.
Actualmente Carlos se ha propuesto ampliar su inventario en lo referente a la venta de su producción cosechado ,esto debido a que es una actividad muy rentable en la zona; es por estas circunstancias que esta solicitando un nuevo préstamo a Edpyme Alternativa por un monto de S/. 500 nuevos soles el cual estará destinado a la compra de Foliares, bioestimulantes, y pago de jornales para su cultivo instalado; lo cual en el tiempo le va permitir ir mejorando su nivel de vida.
Previous Loan DetailsCarlos is 37 years old, married, and owns his own home where he lives together with his wife and children. His wife sells beauty products and, through her business, she supports Carlos. She works from their home which is located in Tambogrande district, in Piura department, in the north of Peru... More from Carlos Leonel's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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