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San Martin De Zurite Group
In this Group: Marcelina, Bernardina, Lucia, Marina, Haydee, Anastacio, Encarnacion, Paulina, Paulina, Josefina, Jesusa, Sabina*, Lejandrina, Maria Elena, Cirila, Mariluz
* not pictured
A group of neighbors and friends formed the Communal Bank "San Martin de Zurite" in the District of Zurite in Anta Province, Department of Cusco. This Communal Bank consists of 15 members who view each moment as an opportunity to get ahead. Through their daily efforts, they are able to provide a better future for their children. The business activities of the members are as follows: raising small animals, selling milk, selling groceries, selling vegetables, selling grains, selling wool, selling guinea pigs, selling candy, selling "chicha" (a beverage made from corn), and providing other services such as transportation and education.

Marcelina is a member who as born in Anta Province and still lives there. She is 45 years old, married, and has four children. Her main business activities are raising cattle and farming. She also sells milk. Marcelina has been in this business for several years and is doing very well. She is taking this opportunity to request a loan in order to buy feed for her cattle.

In general, the members are grateful for this opportunity being given to them. They promise to complete the payment of their respective loans according to the established terms.

Cusco is located in the Distrct and Province of Cusco in the Department of Cusco. The heart of this ancient city of the Incas is where many archaeological sites are located. The historical center and the landscapes help make Cusco the most enchanting city in the southern region of Peru. Cusco is known for being a tourist and commercial area. It is also known for the traditional festival of Inti Raymi and for being the home of one of the Seven Wonders of the World, Machu Picchu.

View original language description ↓
Un grupo de vecinos y amigos formaron el banco comunal “San Martin de Zurite” en el distrito del Zurite de la provincia de Anta del departamento del Cusco. Este banco comunal está conformado por quince personas que buscan a cada momento las oportunidades para salir adelante y con su esfuerzo diario entregar un mejor futuro a sus hijos. Las actividades económicas de los socios son por ejemplo; crianza de animales menores, venta de leche, venta de abarrotes, venta de verduras, venta de granos, venta de leña, venta de cuyes, venta de golosinas, venta de chicha y otros brindan servicios como por ejemplo brindan servicios de transportes y educación.

La socia Marcelina nació en la provincia de Anta y vive en la misma ciudad donde nació, tiene 45 años de edad, es casada y tiene cuatro hijos. Su actividad económica principal de la Marcelina es la ganadería y la agricultura y también se dedica a la venta de leche. Ya son varios años que se dedica a este negocio y le va muy bien. En esta oportunidad Marcelina requiere el préstamo para comprar alimentos para los ganados.

Los socios en general agradecen la oportunidad brindada y se comprometen a cumplir con el pago de sus diferentes cuotas en los plazos establecidos.

Cusco está ubicado en el distrito y provincia del Cusco del departamento del Cusco en pleno corazón de la antigua ciudad de los Incas y se caracteriza por ser una zona turística por sus centros arqueológicos por su centro histórico por sus paisajes por su historia y siendo una ciudad encantadora de la Región del Sur del país. Cusco es conocido por ser una zona muy turística, comercial, por su fiesta tradicional del Inti Raymi y porque se encuentra una de las siete maravillas del mundo “Machupicchu”.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 98
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of San Martin De Zurite Group's $6,750 loan helped a member to buy cattle feed.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 17, 2012
May 11, 2012
Currency Exchange Loss:
Sep 15, 2012