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Fatima Amalia
Fatima lives in Guayaquil and is 45 years of age. She has two children who attend a state school. Fatima is not married, but she lives with the father of her children. He has a job as a mechanic.

She started out working as an assistant for another saleswoman. This enabled her to learn the business before becoming independent. For the past six years, she has been selling cosmetics to her relatives, friends, and acquaintances. Her work schedule begins at 9am and continues until nightfall. Like any other person, Fatima has difficulties dealing with crime and illnesses.

Her loan will be used to acquire clothing, shoes, and beauty products. In the future, she wants to improve her home by replacing the roof that has deteriorated. She also wants to support her children with their studies.

View original language description ↓
Fatima vive en Guayaquil, tiene 45. Tiene dos hijos que asisten a la escuela fiscal. No es casada pero vive con el padre de sus hijos quien es mecánico. Comenzó ayudando a vender a otra persona, conforme aprendió el negocio se independizo. Desde hace 6 años vende productos de cosméticos a sus familiares, amigos y conocidos. Su horario de trabajo inicia a las 9 de la mañana hasta la noche. Como cualquier persona tiene dificultades con respecto a la delincuencia y las enfermedades. El préstamo lo va a utilizar para adquirir ropa, calzado, productos de belleza. Desea en un futuro mejorar su vivienda cambiando el techo que se encuentra deteriorado y apoyar a sus hijos en sus estudios.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 85
    View loans »
    Ecuador Loans Fundraising
  • $25,054,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,050 helped Fatima Amalia to buy clothing, shoes, and beauty products.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 4, 2012
May 11, 2012
Currency Exchange Loss:
Jun 10, 2012