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Valdivia Group
In this Group: Vilma, Miriam Margot, Maria Eugenia, Cristina, Rosa, Brigida
The “Valdivia” communal bank will start its first cycle in Pro Mujer as part of the Senkata Center. It has six members led by a governing board headed by Vilma. The members of the communal bank carry out a variety of commercial activities among which we have: “pan de laja” [traditional bread baked in stone ovens] sales, food sales, blanket sales, neighborhood store, lamb sales and locksmith shop.

Vilma indicates that this is the first cycle she’s worked in Pro Mujer having joined invited by one of the advisors and by her fellow members. She currently has a business selling lamb that she started years ago having learned it from her sister.

The loan she’ll take out now is to improve her business. She’ll buy a sales cart in the city of El Alto which she’ll then use to transport her merchandise.

This way of working allows her to generate income to support her family in any way possible.
View original language description ↓
La A.C. “VALDIVIA” iniciará su primer ciclo en Pro Mujer, como parte del Centro Senkata, está compuesta por seis integrantes y está dirigida por una mesa directiva encabezada por la señora Vilma. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos tenemos: venta de pan de laja, producción de mantas, venta de comida, tienda de barrio, venta de cordero, taller de cerrajería.

La señora Vilma, indica que este es el primer ciclo que trabaja con Pro Mujer, ingresando por invitación de una asesora y sus compañeras. En la actualidad ella tiene un negocio de venta de carne de cordero, que inicio hace años, aprendiendo el mismo de su hermana.

El crédito que ahora sacará es para mejorar su negocio (compra de carrito de venta), que compraran de la ciudad de El Alto y posterior lo utilizará para trasladar su mercadería. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 155
    View loans »
    Bolivia Loans Fundraising
  • $32,292,125
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Valdivia Group's $1,775 loan helped a member to buy a sales cart.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 18, 2012
May 11, 2012
Currency Exchange Loss:
Nov 15, 2012