Sabina indicates that she’s been part of a Pro Mujer communal bank for five years having been invited to join by a niece. She currently has a crafts business (knitting Alpaca wool sweaters) that she’s had for years.
The loan she’s taking out now is to increase capital. She will buy bags of cotton and Alpaca wool yarn the street markets in the cities of La Paz and Viacha and after manufacturing will sell to order in the international commerce fairs. This way of working allows her to support her family since she’s married and has four children.
When asked what she likes about Pro Mujer, she answers that she likes the savings.
La señora Sabina, indica que hace cinco años que integra una asociación comunal en Pro Mujer, ingresando por invitación de su sobrina. En la actualidad ella tiene un negocio de artesanía (tejido de chompa de alpaca) que viene trabajando hace años.
El crédito que ahora sacará es para aumentar capital (compra de hilo de bolsas, algodón y alpaca), mismo que adquirirá de las ferias de la ciudad de La Paz y de Viacha y posteriormente a la elaboración lo comercializará a pedido en las ferias de comercio internacional. Esta forma de trabajo le ayuda al sustento de su familia, pues ella es casada y tiene cuatro hijos
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el ahorro.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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