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Martha Julia
Martha is a 37 year old single mother of two children living in Ventanas, Quevedo Canton. Her house is her own and her children attend school.

Five years ago she started selling fruit and groceries. She can’t complain because she does very well and thanks to it is able to support her family. Martha tells us that it is a bit tiring though because her day starts at 6am buying fruit because since they are a product with a short shelf life, she has to buy them every day. For now, she does not have any particular difficulty in her surroundings since she’s well-known.

She will use the loan to buy fruit and groceries expanding her inventory with rice, sugar, etc. Her next goal she expects to reach is to increase business to provide a better way of life for her children.
View original language description ↓
Martha es una mujer de 37 años, madre soltera de 2 niños. Vive en Ventanas cantón de Quevedo. Su casa es propia y sus hijos asisten a la escuela. Hace 5 años empezó el negocio de venta de frutas y víveres, no se queja le va muy bien y gracias a eso puede mantener a su familia. Martha nos cuenta que si es un poco cansado ya que su día empieza a las 6 de la mañana comprando las frutas, como son productos de corta duración la compra es diaria. Por ahora no tiene ninguna dificultad en su entorno ya que es conocida. El crédito lo va a utilizar en la compra de frutas y víveres también ampliando su inventario con arroz, azúcar etc. Su meta próxima que espera realizar es aumentar su negocio para brindar una mejor forma de vida a sus hijos.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 78
    View loans »
    Ecuador Loans Fundraising
  • $24,585,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,375 helped Martha Julia to buy fruit and groceries.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 3, 2012
May 11, 2012
Currency Exchange Loss:
May 17, 2013