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Nelson
Nelson is 33. He lives with his partner, and they have no children. He says that the quality of life in his community is one of subsistence; most of the inhabitants are independent laborers, who practice trade, agriculture, and herding. Nelson lives on the Cojal estate in the district of Cayalti, in the department of Lambayeque; he has basic electricity service and gets his water from an artesian well; he also tells us that all the families in his district live under these conditions.

Nelson makes and sells bread, cakes, layer cakes, and so on. He takes them around the houses nearby on his bicycle, and he does very well with his business. He also raises and fattens goats, generating from this additional income to cover his own expenses. Nelson has six years of experience in this business, which has allowed him to build up an established clientele. His partner also helps him with the business.

Nelson is now seeking a new loan from Kiva partner Edpyme Alternativa for a loan of S/. 2000 new soles ($775), which will be used as working capital (to buy flour, butter, yeast, coloring, vanilla) and to repair his bicycle. His business is very profitable in this area, and he hopes over time to keep improving his family's standard of living.
View original language description ↓
Nelson es un hombre que tiene 33 años de edad, de estado civil conviviente, sin hijos solo vive con su cónyuge en casa propia. Se menciona que La calidad de vida en la comunidad es de subsistencia, la mayoría de moradores son trabajadores independientes que se dedican al comercio, agricultura y ganadería. Nelson vive en el caserío Cojal del distrito de Cayalti, departamento de Lambayeque; así mismo cuenta con el servicio básico de energía eléctrica y el consumo de agua lo realizan a través de un pozo artezanal; también se menciona que en este distrito viven todas las familias bajo estas condiciones.
La actividad comercial a la que se dedica Nelson es a la elaboración y venta de panes, bizcochos, encimadas, otros; lo cual hace su recorrido por los caseríos aledaños en su bicicleta, donde le va muy bien en este negocio. Además se dedica a la crianza y engorde de ganado caprino, generándole otros ingresos para cubrir gastos propios; cabe destacar que en esta actividad de comercialización Nelson cuenta con 6 años de experiencia, lo que le ha permitido mantener su clientela ya establecida en este negocio .Así mismo su cónyuge también le apoya en este negocio.
Actualmente Nelson esta solicitando un nuevo préstamo a Edpyme Alternativa por un monto de S/. 2000 nuevos soles que será destinado para capital de trabajo (compra de harina, manteca, levadura, colorantes, vainilla) y realizar mantenimiento de su bicicleta, esto debido a que es una actividad muy rentable en la zona; lo cual en el tiempo le va permitir ir mejorando su nivel de vida con su familia.

About Peru

  • $12,000
    Average annual income
  • 98
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Nelson to buy supplies for his bakery business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 19, 2012
Listed
May 11, 2012
Currency Exchange Loss:
Possible
Ended:
Jun 1, 2013