With the goal of increasing their business capital, the group members joined Soro Yiriwaso and are on their first cooperative loan. Sali (second from the right in the photo) plans to use her loan to buy four dozen children's outfits. She buys her stock from wholesalers in Koutiala and Burkina Faso. She sells retail on a cash or credit basis to a customer base made up of men and women, in the San market every Monday and in other area markets. With this loan, Sali hopes to make an average monthly profit of 17,500FCFA, which she will use to reinvest in her business and pay household expenses.
Dans le but d’augmenter leurs fonds de commerce, les membres du groupe ont intégré Soro Yiriwaso et sont à leur 1er prêt solidaire.
Madame, SALI (2 eme personne debout de la droite vers la gauche) compte utiliser son prêt pour acheter, 4 douzaines d’habits pour enfants. elle s’approvisionne auprès des grossistes a Koutiala et au Burkina faso. Elle effectue ses ventes au comptant, en détail et à crédit à une clientèle composée d’hommes et de femmes, à la foire de SAN tous les LUNDI et les dans grands foires environnants.
Avec ce prêt, Madame SALI espère réaliser un bénéfice mensuel moyen de 17500 FCFA qui sera utilisé pour être réinvesti dans l’activité et prendre en charge des besoins du foyer.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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